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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP2 years Service code 12 · EIN 06-1053228 | Finders' fees / placement fees; Claim... | $7,552 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $6,049 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,214 | $81,494-2.8% | $133,978-40.9% | $73,497+7.8% |
| Participation rate | 100.0% | 76.4%+23.6pp | 79.8%+20.2pp | 70.7%+29.3pp |
| Annual return | 11.24% | 19.40%-8.2pp | 45.10%-33.9pp | 28.51%-17.3pp |
| Employer contribution / active EE | $7,294 | $2,210+230.1% | $3,919+86.1% | $2,270+221.3% |
| Participant deferral / active EE | $4,120 | $3,787+8.8% | $5,047-18.4% | $3,740+10.2% |
| Admin fee / account holder | $52 | $713-92.6% | $8,930-99.4% | $513-89.8% |