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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,994 | $181,062+23.2% | $158,223+40.9% | $155,188+43.7% |
| Participation rate | 85.7% | 82.7%+3.1pp | 79.2%+6.5pp | 80.8%+4.9pp |
| Annual return | 17.74% | 57.39%-39.6pp | 52.09%-34.4pp | 148.84%-131.1pp |
| Employer contribution / active EE | $1,436 | $4,565-68.6% | $4,109-65.1% | $4,248-66.2% |
| Participant deferral / active EE | $5,902 | $6,134-3.8% | $5,467+8.0% | $6,531-9.6% |
| Admin fee / account holder | $1,202 | $18,825-93.6% | $16,047-92.5% | $14,480-91.7% |