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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,311 | $110,278-80.7% | $95,740-77.7% | $139,466-84.7% |
| Participation rate | 61.9% | 75.7%-13.8pp | 72.3%-10.4pp | 80.3%-18.4pp |
| Annual return | 26.62% | 27.19%-0.6pp | 28.41%-1.8pp | 373.66%-347.0pp |
| Employer contribution / active EE | $1,505 | $3,260-53.9% | $2,836-46.9% | $4,754-68.4% |
| Participant deferral / active EE | $4,211 | $4,674-9.9% | $4,244-0.8% | $6,712-37.3% |
| Admin fee / account holder | $177 | $6,613-97.3% | $5,676-96.9% | $11,409-98.4% |