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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,469 | $175,259-52.4% | $149,723-44.3% | $139,487-40.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.20% | 166.82%-152.6pp | 134.50%-120.3pp | 373.84%-359.6pp |
| Employer contribution / active EE | $2,392 | $5,478-56.3% | $4,821-50.4% | $4,755-49.7% |
| Participant deferral / active EE | $8,752 | $6,522+34.2% | $5,682+54.0% | $6,713+30.4% |
| Admin fee / account holder | $1,507 | $16,158-90.7% | $13,215-88.6% | $11,407-86.8% |