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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,640 | $115,814-83.0% | $101,275-80.6% | $158,982-87.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 22.31% | 56.16%-33.8pp | 46.48%-24.2pp | 302.99%-280.7pp |
| Employer contribution / active EE | $2,864 | $4,176-31.4% | $3,660-21.8% | $4,763-39.9% |
| Participant deferral / active EE | $5,050 | $4,958+1.9% | $4,371+15.6% | $5,983-15.6% |
| Admin fee / account holder | $413 | $7,249-94.3% | $5,948-93.1% | $11,252-96.3% |