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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,890 | $107,941-65.8% | $91,994-59.9% | $152,909-75.9% |
| Participation rate | 47.1% | 81.2%-34.1pp | 78.6%-31.6pp | 82.5%-35.4pp |
| Annual return | 20.79% | 89.28%-68.5pp | 69.04%-48.2pp | 345.46%-324.7pp |
| Employer contribution / active EE | $2,136 | $4,212-49.3% | $3,453-38.1% | $4,764-55.2% |
| Participant deferral / active EE | $3,535 | $6,366-44.5% | $5,924-40.3% | $5,851-39.6% |
| Admin fee / account holder | $11,466 | $10,521+9.0% | $7,744+48.1% | $11,601-1.2% |