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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,193 | $183,592-54.7% | $155,574-46.5% | $145,877-43.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.97% | 61.37%-55.4pp | 64.87%-58.9pp | 551.28%-545.3pp |
| Employer contribution / active EE | $3,708 | $5,317-30.3% | $4,676-20.7% | $4,663-20.5% |
| Participant deferral / active EE | $6,095 | $6,466-5.7% | $5,629+8.3% | $6,691-8.9% |
| Admin fee / account holder | $546 | $19,316-97.2% | $15,914-96.6% | $13,402-95.9% |