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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,202 | $72,177-56.8% | $115,038-72.9% | $59,633-47.7% |
| Participation rate | 71.0% | 72.6%-1.6pp | 81.4%-10.4pp | 68.7%+2.3pp |
| Annual return | -6.85% | 12.02%-18.9pp | 26.14%-33.0pp | 2041.45%-2048.3pp |
| Employer contribution / active EE | $6,098 | $2,841+114.6% | $4,608+32.3% | $2,203+176.9% |
| Participant deferral / active EE | $2,919 | $4,783-39.0% | $6,026-51.6% | $3,192-8.5% |
| Admin fee / account holder | $2,939 | $4,927-40.4% | $8,175-64.1% | $4,297-31.6% |