Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $32 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,972 | $77,677-52.4% | $109,173-66.1% | $79,391-53.4% |
| Participation rate | 35.7% | 67.8%-32.1pp | 75.9%-40.2pp | 70.7%-35.0pp |
| Annual return | 9.33% | 23.44%-14.1pp | 25.75%-16.4pp | 116.88%-107.6pp |
| Employer contribution / active EE | $245 | $2,798-91.2% | $3,723-93.4% | $2,428-89.9% |
| Participant deferral / active EE | $1,855 | $3,517-47.2% | $4,654-60.1% | $4,046-54.1% |
| Admin fee / account holder | $301 | $732-58.9% | $6,755-95.5% | $627-51.9% |