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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,546 | $199,109-78.1% | $173,730-74.9% | $154,746-71.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 18.16% | 20.02%-1.9pp | 19.96%-1.8pp | 172.34%-154.2pp |
| Employer contribution / active EE | $3,732 | $5,311-29.7% | $4,577-18.5% | $4,379-14.8% |
| Participant deferral / active EE | $12,972 | $7,113+82.4% | $6,326+105.0% | $6,730+92.7% |
| Admin fee / account holder | $1,330 | $20,916-93.6% | $17,523-92.4% | $14,365-90.7% |