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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,135 | $217,432-3.4% | $185,851+13.1% | $167,553+25.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.20% | 148.43%-133.2pp | 122.11%-106.9pp | 478.89%-463.7pp |
| Employer contribution / active EE | $3,254 | $5,874-44.6% | $5,168-37.1% | $4,840-32.8% |
| Participant deferral / active EE | $9,004 | $6,357+41.6% | $5,569+61.7% | $6,343+42.0% |
| Admin fee / account holder | $802 | $19,820-96.0% | $16,245-95.1% | $12,316-93.5% |