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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,704 | $183,539+20.2% | $155,556+41.9% | $145,897+51.3% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 18.92% | 61.31%-42.4pp | 64.84%-45.9pp | 552.29%-533.4pp |
| Employer contribution / active EE | $3,419 | $5,315-35.7% | $4,675-26.9% | $4,663-26.7% |
| Participant deferral / active EE | $10,751 | $6,467+66.2% | $5,631+90.9% | $6,689+60.7% |
| Admin fee / account holder | $2,427 | $19,275-87.4% | $15,885-84.7% | $13,390-81.9% |