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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,421 | $95,975-75.6% | $74,552-68.6% | $135,382-82.7% |
| Participation rate | 50.0% | 75.7%-25.7pp | 69.1%-19.1pp | 82.6%-32.6pp |
| Annual return | -12.94% | 56.96%-69.9pp | 32.53%-45.5pp | 519.77%-532.7pp |
| Employer contribution / active EE | $1,446 | $2,716-46.8% | $1,961-26.2% | $4,779-69.7% |
| Participant deferral / active EE | $3,480 | $3,844-9.5% | $3,108+11.9% | $5,609-38.0% |
| Admin fee / account holder | $0 | $6,522-100.0% | $5,060-100.0% | $10,829-100.0% |