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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,895 | $202,342-75.3% | $172,752-71.1% | $152,897-67.4% |
| Participation rate | 88.2% | 87.1%+1.2pp | 82.6%+5.6pp | 82.5%+5.8pp |
| Annual return | 24.52% | 1029.83%-1005.3pp | 802.97%-778.5pp | 345.43%-320.9pp |
| Employer contribution / active EE | $1,726 | $5,858-70.5% | $5,144-66.4% | $4,764-63.8% |
| Participant deferral / active EE | $2,957 | $5,948-50.3% | $5,198-43.1% | $5,851-49.5% |
| Admin fee / account holder | $8,547 | $17,111-50.0% | $13,955-38.8% | $11,599-26.3% |