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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,943 | $154,159+7.0% | $130,026+26.9% | $139,456+18.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 28.73% | 32.50%-3.8pp | -137.26%+166.0pp | 373.45%-344.7pp |
| Employer contribution / active EE | $3,005 | $5,292-43.2% | $4,321-30.5% | $4,753-36.8% |
| Participant deferral / active EE | $13,525 | $6,710+101.6% | $5,821+132.4% | $6,711+101.5% |
| Admin fee / account holder | $4,626 | $14,001-67.0% | $10,608-56.4% | $11,407-59.5% |