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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,573 | $103,392-49.2% | $87,104-39.6% | $152,897-65.6% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.9%-26.9pp | 82.5%-32.5pp |
| Annual return | 27.90% | 28.10%-0.2pp | 28.19%-0.3pp | 345.43%-317.5pp |
| Employer contribution / active EE | $3,453 | $3,221+7.2% | $2,521+36.9% | $4,764-27.5% |
| Participant deferral / active EE | $13,389 | $4,778+180.2% | $4,048+230.7% | $5,851+128.8% |
| Admin fee / account holder | $0 | $12,194-100.0% | $7,491-100.0% | $11,599-100.0% |