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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,076 | $64,719-28.8% | $112,249-59.0% | $68,486-32.7% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -23.00% | -11.40%-11.6pp | 27.48%-50.5pp | -7.85%-15.1pp |
| Employer contribution / active EE | $3,092 | $2,747+12.6% | $3,636-15.0% | $2,597+19.1% |
| Participant deferral / active EE | $4,363 | $3,565+22.4% | $4,729-7.7% | $4,028+8.3% |
| Admin fee / account holder | $904 | $5,232-82.7% | $6,412-85.9% | $5,404-83.3% |