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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,755 | $165,399-89.3% | $149,745-88.1% | $158,982-88.8% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 18.67% | 348.34%-329.7pp | 276.72%-258.0pp | 302.99%-284.3pp |
| Employer contribution / active EE | $2,850 | $5,105-44.2% | $4,646-38.7% | $4,763-40.2% |
| Participant deferral / active EE | $0 | $7,183-100.0% | $6,843-100.0% | $5,983-100.0% |
| Admin fee / account holder | $1,068 | $10,811-90.1% | $9,312-88.5% | $11,252-90.5% |