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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,264 | $185,905+77.1% | $170,057+93.6% | $139,487+136.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 23.15% | 60.56%-37.4pp | 53.42%-30.3pp | 373.84%-350.7pp |
| Employer contribution / active EE | $13,292 | $7,597+75.0% | $6,790+95.7% | $4,755+179.6% |
| Participant deferral / active EE | $16,851 | $11,627+44.9% | $10,411+61.9% | $6,713+151.0% |
| Admin fee / account holder | $1,531 | $15,397-90.1% | $12,826-88.1% | $11,407-86.6% |