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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,514 | $100,073-80.5% | $85,126-77.1% | $145,877-86.6% |
| Participation rate | 80.0% | 74.1%+5.9pp | 67.5%+12.5pp | 80.3%-0.3pp |
| Annual return | 7.93% | 84.11%-76.2pp | 66.63%-58.7pp | 551.28%-543.4pp |
| Employer contribution / active EE | $1,324 | $3,236-59.1% | $2,731-51.5% | $4,663-71.6% |
| Participant deferral / active EE | $1,407 | $5,294-73.4% | $4,523-68.9% | $6,691-79.0% |
| Admin fee / account holder | $33,625 | $7,261+363.1% | $6,160+445.8% | $13,402+150.9% |