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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,048 | $99,644-90.9% | $86,438-89.5% | $134,532-93.3% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.62% | 6787.26%-6805.9pp | 4397.19%-4415.8pp | 418.27%-436.9pp |
| Employer contribution / active EE | $1,028 | $4,402-76.6% | $3,769-72.7% | $4,741-78.3% |
| Participant deferral / active EE | $2,028 | $7,247-72.0% | $6,952-70.8% | $6,401-68.3% |
| Admin fee / account holder | $598 | $8,375-92.9% | $6,733-91.1% | $11,429-94.8% |