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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,991 | $82,678-40.7% | $125,391-60.9% | $68,490-28.5% |
| Participation rate | 51.9% | 75.1%-23.2pp | 82.4%-30.5pp | 67.9%-16.0pp |
| Annual return | -15.74% | -5.97%-9.8pp | 572.41%-588.2pp | -7.85%-7.9pp |
| Employer contribution / active EE | $544 | $3,382-83.9% | $4,816-88.7% | $2,597-79.1% |
| Participant deferral / active EE | $2,907 | $6,111-52.4% | $7,448-61.0% | $4,028-27.8% |
| Admin fee / account holder | $27 | $6,277-99.6% | $10,009-99.7% | $5,403-99.5% |