See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 200 CONCORD PLAZA · SAN ANTONIO, TX 78216 | Advisory (Participants) | $10,167 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,179 | $46,292-62.9% | $143,757-88.1% | $64,808-73.5% |
| Participation rate | 25.9% | 64.2%-38.3pp | 80.3%-54.4pp | 71.5%-45.5pp |
| Annual return | -8.71% | -10.05%+1.3pp | -0.04%-8.7pp | 32.82%-41.5pp |
| Employer contribution / active EE | $5 | $1,910-99.7% | $4,951-99.9% | $2,506-99.8% |
| Participant deferral / active EE | $1,309 | $2,646-50.5% | $5,637-76.8% | $4,310-69.6% |
| Admin fee / account holder | $67 | $154-56.5% | $14,673-99.5% | $188-64.4% |