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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,533 | $102,422+15.7% | $147,117-19.4% | $80,959+46.4% |
| Participation rate | 75.9% | 75.9%0pp | 82.2%-6.3pp | 67.7%+8.2pp |
| Annual return | 5.30% | 135.16%-129.9pp | 420.54%-415.2pp | 35.67%-30.4pp |
| Employer contribution / active EE | $1,407 | $3,717-62.2% | $4,932-71.5% | $2,757-49.0% |
| Participant deferral / active EE | $4,025 | $6,652-39.5% | $8,065-50.1% | $4,300-6.4% |
| Admin fee / account holder | $3,650 | $7,953-54.1% | $12,993-71.9% | $6,925-47.3% |