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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,204 | $88,360+4.4% | $145,433-36.6% | $67,986+35.6% |
| Participation rate | 70.1% | 65.5%+4.7pp | 82.1%-12.0pp | 57.2%+12.9pp |
| Annual return | 21.49% | 63.15%-41.7pp | 66.58%-45.1pp | 31.67%-10.2pp |
| Employer contribution / active EE | $2,150 | $3,054-29.6% | $4,554-52.8% | $2,019+6.5% |
| Participant deferral / active EE | $5,957 | $5,932+0.4% | $7,897-24.6% | $3,358+77.4% |
| Admin fee / account holder | $11,933 | $3,313+260.2% | $13,129-9.1% | $3,203+272.5% |