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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,036 | $100,901+90.3% | $75,501+154.4% | $147,586+30.1% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.4%+27.6pp | 82.8%+17.2pp |
| Annual return | 6.33% | 35.78%-29.4pp | 27.35%-21.0pp | 578.59%-572.3pp |
| Employer contribution / active EE | $14,414 | $3,253+343.0% | $2,352+512.9% | $4,876+195.6% |
| Participant deferral / active EE | $19,718 | $4,027+389.6% | $3,142+527.5% | $5,439+262.5% |
| Admin fee / account holder | $18,657 | $11,285+65.3% | $5,801+221.7% | $10,886+71.4% |