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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,166 | $93,346-35.5% | $71,796-16.2% | $273,972-78.0% |
| Participation rate | 63.6% | 76.5%-12.9pp | 69.1%-5.5pp | 83.0%-19.4pp |
| Annual return | 5.99% | 130.39%-124.4pp | 78.04%-72.0pp | 41.46%-35.5pp |
| Employer contribution / active EE | $1,347 | $2,733-50.7% | $1,924-30.0% | $4,869-72.3% |
| Participant deferral / active EE | $6,643 | $3,475+91.2% | $2,794+137.7% | $5,287+25.6% |
| Admin fee / account holder | $1,142 | $6,571-82.6% | $4,815-76.3% | $10,133-88.7% |