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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,047 | $124,980+12.9% | $108,359+30.2% | $154,746-8.9% |
| Participation rate | 52.6% | 75.2%-22.5pp | 70.1%-17.5pp | 80.7%-28.1pp |
| Annual return | 18.45% | 45.00%-26.6pp | 36.89%-18.4pp | 172.34%-153.9pp |
| Employer contribution / active EE | $1,460 | $2,851-48.8% | $2,399-39.2% | $4,379-66.7% |
| Participant deferral / active EE | $2,220 | $4,743-53.2% | $4,137-46.3% | $6,730-67.0% |
| Admin fee / account holder | $29 | $11,502-99.7% | $9,741-99.7% | $14,365-99.8% |