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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,047 | $123,155+14.5% | $108,753+29.7% | $155,188-9.1% |
| Participation rate | 52.6% | 75.6%-23.0pp | 71.1%-18.5pp | 80.8%-28.2pp |
| Annual return | 18.45% | 44.73%-26.3pp | 37.47%-19.0pp | 148.84%-130.4pp |
| Employer contribution / active EE | $1,460 | $2,811-48.1% | $2,427-39.8% | $4,248-65.6% |
| Participant deferral / active EE | $2,220 | $4,623-52.0% | $4,115-46.0% | $6,531-66.0% |
| Admin fee / account holder | $29 | $12,126-99.8% | $10,320-99.7% | $14,480-99.8% |