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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,798 | $108,212+14.4% | $77,513+59.7% | $158,966-22.1% |
| Participation rate | 20.0% | 64.4%-44.4pp | 54.2%-34.2pp | 82.0%-62.0pp |
| Annual return | 29.36% | 31.67%-2.3pp | 54.81%-25.4pp | 302.95%-273.6pp |
| Employer contribution / active EE | $615 | $1,325-53.6% | $987-37.7% | $4,762-87.1% |
| Participant deferral / active EE | $755 | $2,455-69.3% | $1,861-59.5% | $5,983-87.4% |
| Admin fee / account holder | $5,226 | $3,709+40.9% | $2,859+82.8% | $11,250-53.5% |