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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,454 | $110,410-56.1% | $102,437-52.7% | $145,897-66.8% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 6.38% | 24.85%-18.5pp | 24.95%-18.6pp | 552.29%-545.9pp |
| Employer contribution / active EE | $2,537 | $4,217-39.8% | $3,871-34.5% | $4,663-45.6% |
| Participant deferral / active EE | $8,958 | $5,622+59.4% | $5,060+77.0% | $6,689+33.9% |
| Admin fee / account holder | $709 | $9,745-92.7% | $8,388-91.5% | $13,390-94.7% |