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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,096 | $39,028-79.3% | $80,741-90.0% | $85,847-90.6% |
| Participation rate | 8.0% | 41.6%-33.6pp | 54.2%-46.2pp | 69.3%-61.3pp |
| Annual return | 0.00% | 26.31%-26.3pp | 87.30%-87.3pp | 318.61%-318.6pp |
| Employer contribution / active EE | $149 | $722-79.3% | $1,160-87.1% | $2,565-94.2% |
| Participant deferral / active EE | $479 | $1,326-63.9% | $2,145-77.7% | $3,952-87.9% |
| Admin fee / account holder | $9 | $2,429-99.6% | $3,380-99.7% | $6,261-99.9% |