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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL, LYNCH, PIERCE, FENNER AND Service code 19 · EIN 13-3180817 4 WORLD FINANCIAL CENTER · NEW YORK, NY 10281 | Securities Custodian | $7,335 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,370 | $46,732-62.8% | $156,551-88.9% | $55,167-68.5% |
| Participation rate | 100.0% | 65.8%+34.2pp | 84.0%+16.0pp | 69.0%+31.0pp |
| Annual return | 9.31% | 17.72%-8.4pp | 32.23%-22.9pp | 169.23%-159.9pp |
| Employer contribution / active EE | $2,172 | $2,105+3.2% | $5,501-60.5% | $1,963+10.7% |
| Participant deferral / active EE | $1,494 | $2,204-32.2% | $4,871-69.3% | $3,054-51.1% |
| Admin fee / account holder | $48 | $418-88.6% | $13,028-99.6% | $504-90.5% |