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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,084 | $106,008-90.5% | $92,240-89.1% | $147,586-93.2% |
| Participation rate | 84.6% | 80.4%+4.2pp | 76.5%+8.1pp | 82.8%+1.8pp |
| Annual return | 27.58% | 50.05%-22.5pp | 176.29%-148.7pp | 578.59%-551.0pp |
| Employer contribution / active EE | $1,797 | $4,333-58.5% | $3,680-51.2% | $4,876-63.1% |
| Participant deferral / active EE | $3,018 | $4,478-32.6% | $3,897-22.6% | $5,439-44.5% |
| Admin fee / account holder | $673 | $6,333-89.4% | $5,194-87.0% | $10,886-93.8% |