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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,251 | $150,447-30.7% | $136,298-23.5% | $147,586-29.4% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 11.41% | 1049.15%-1037.7pp | 5156.27%-5144.9pp | 578.59%-567.2pp |
| Employer contribution / active EE | $6,240 | $5,256+18.7% | $4,696+32.9% | $4,876+28.0% |
| Participant deferral / active EE | $3,838 | $6,631-42.1% | $6,247-38.6% | $5,439-29.4% |
| Admin fee / account holder | $235,525 | $10,906+2059.6% | $9,244+2447.9% | $10,886+2063.6% |