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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,281 | $99,345+24.1% | $84,753+45.5% | $273,972-55.0% |
| Participation rate | 66.7% | 80.7%-14.0pp | 76.6%-9.9pp | 83.0%-16.3pp |
| Annual return | 1.08% | 22.93%-21.9pp | 22.78%-21.7pp | 41.46%-40.4pp |
| Employer contribution / active EE | $1,920 | $4,214-54.4% | $3,574-46.3% | $4,869-60.6% |
| Participant deferral / active EE | $7,200 | $4,270+68.6% | $3,712+94.0% | $5,287+36.2% |
| Admin fee / account holder | $0 | $6,645-100.0% | $5,333-100.0% | $10,133-100.0% |