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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,571 | $183,516-14.7% | $155,534+0.7% | $145,884+7.3% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 14.64% | 61.43%-46.8pp | 64.92%-50.3pp | 551.85%-537.2pp |
| Employer contribution / active EE | $2,944 | $5,315-44.6% | $4,675-37.0% | $4,662-36.9% |
| Participant deferral / active EE | $6,304 | $6,467-2.5% | $5,630+12.0% | $6,690-5.8% |
| Admin fee / account holder | $13,289 | $19,293-31.1% | $15,900-16.4% | $13,392-0.8% |