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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,864 | $107,809-87.1% | $90,657-84.7% | $135,380-89.8% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -22.87% | -0.90%-22.0pp | 1.89%-24.8pp | 519.81%-542.7pp |
| Employer contribution / active EE | $1,414 | $3,018-53.1% | $2,532-44.1% | $4,779-70.4% |
| Participant deferral / active EE | $13,100 | $3,872+238.3% | $3,424+282.5% | $5,609+133.5% |
| Admin fee / account holder | $793 | $5,931-86.6% | $4,994-84.1% | $10,828-92.7% |