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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,278 | $209,422-48.8% | $178,503-39.9% | $158,982-32.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -17.22% | 188.81%-206.0pp | 151.12%-168.3pp | 302.99%-320.2pp |
| Employer contribution / active EE | $6,551 | $5,707+14.8% | $5,011+30.7% | $4,763+37.5% |
| Participant deferral / active EE | $3,082 | $5,955-48.2% | $5,202-40.8% | $5,983-48.5% |
| Admin fee / account holder | $1,468 | $17,079-91.4% | $13,987-89.5% | $11,252-86.9% |