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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,940 | $106,247-53.9% | $96,515-49.3% | $139,466-64.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 10.84% | 38.47%-27.6pp | 35.73%-24.9pp | 373.66%-362.8pp |
| Employer contribution / active EE | $8,736 | $4,106+112.8% | $3,740+133.6% | $4,754+83.8% |
| Participant deferral / active EE | $5,445 | $5,456-0.2% | $4,880+11.6% | $6,712-18.9% |
| Admin fee / account holder | $1,089 | $7,885-86.2% | $6,735-83.8% | $11,409-90.5% |