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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,425 | $82,678-30.5% | $125,391-54.2% | $68,490-16.2% |
| Participation rate | 80.8% | 75.1%+5.7pp | 82.4%-1.6pp | 67.9%+12.9pp |
| Annual return | -19.43% | -5.97%-13.5pp | 572.41%-591.8pp | -7.85%-11.6pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,816-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $13,343 | $6,111+118.3% | $7,448+79.1% | $4,028+231.3% |
| Admin fee / account holder | $4,314 | $6,277-31.3% | $10,009-56.9% | $5,403-20.1% |