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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,984 | $181,896-85.2% | $156,551-82.8% | $273,972-90.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 14.55% | 30.74%-16.2pp | 32.23%-17.7pp | 41.46%-26.9pp |
| Employer contribution / active EE | $1,656 | $6,248-73.5% | $5,501-69.9% | $4,869-66.0% |
| Participant deferral / active EE | $6,300 | $5,550+13.5% | $4,871+29.3% | $5,287+19.1% |
| Admin fee / account holder | $1,490 | $15,560-90.4% | $13,028-88.6% | $10,133-85.3% |