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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,771 | $175,646-89.9% | $129,118-86.2% | $134,545-86.8% |
| Participation rate | 70.0% | 81.6%-11.6pp | 77.2%-7.2pp | 81.2%-11.2pp |
| Annual return | -18.21% | -11.39%-6.8pp | -10.94%-7.3pp | 418.37%-436.6pp |
| Employer contribution / active EE | $2,293 | $6,355-63.9% | $5,051-54.6% | $4,742-51.6% |
| Participant deferral / active EE | $3,999 | $7,970-49.8% | $6,539-38.8% | $6,401-37.5% |
| Admin fee / account holder | $10,662 | $23,578-54.8% | $14,305-25.5% | $11,431-6.7% |