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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,945 | $88,815+37.3% | $81,882+48.9% | $145,897-16.4% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 9.13% | 1033.75%-1024.6pp | 779.47%-770.3pp | 552.29%-543.2pp |
| Employer contribution / active EE | $1,505 | $3,086-51.3% | $2,916-48.4% | $4,663-67.7% |
| Participant deferral / active EE | $9,494 | $4,647+104.3% | $4,323+119.6% | $6,689+41.9% |
| Admin fee / account holder | $0 | $8,434-100.0% | $7,360-100.0% | $13,390-100.0% |