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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,638 | $181,062-94.1% | $158,223-93.3% | $155,188-93.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 28.38% | 57.39%-29.0pp | 52.09%-23.7pp | 148.84%-120.5pp |
| Employer contribution / active EE | $2,298 | $4,565-49.7% | $4,109-44.1% | $4,248-45.9% |
| Participant deferral / active EE | $2,466 | $6,134-59.8% | $5,467-54.9% | $6,531-62.2% |
| Admin fee / account holder | $3,012 | $18,825-84.0% | $16,047-81.2% | $14,480-79.2% |