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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,704 | $103,392+58.3% | $87,104+87.9% | $152,897+7.1% |
| Participation rate | 62.5% | 79.4%-16.9pp | 76.9%-14.4pp | 82.5%-20.0pp |
| Annual return | 15.59% | 28.10%-12.5pp | 28.19%-12.6pp | 345.43%-329.8pp |
| Employer contribution / active EE | $3,750 | $3,221+16.4% | $2,521+48.7% | $4,764-21.3% |
| Participant deferral / active EE | $1,687 | $4,778-64.7% | $4,048-58.3% | $5,851-71.2% |
| Admin fee / account holder | $52,985 | $12,194+334.5% | $7,491+607.3% | $11,599+356.8% |