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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $511,115 | $117,829+333.8% | $102,423+399.0% | $145,877+250.4% |
| Participation rate | 66.7% | 78.6%-11.9pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 10.61% | 31.83%-21.2pp | 29.42%-18.8pp | 551.28%-540.7pp |
| Employer contribution / active EE | $3,184 | $3,615-11.9% | $3,023+5.3% | $4,663-31.7% |
| Participant deferral / active EE | $10,584 | $5,732+84.6% | $5,054+109.4% | $6,691+58.2% |
| Admin fee / account holder | $0 | $13,335-100.0% | $9,455-100.0% | $13,402-100.0% |