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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,203 | $106,115+2.9% | $85,969+27.0% | $125,389-12.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 76.5%+23.5pp | 83.2%+16.8pp |
| Annual return | -1.99% | 13.93%-15.9pp | 9.32%-11.3pp | 282.24%-284.2pp |
| Employer contribution / active EE | $2,573 | $4,537-43.3% | $3,474-25.9% | $4,866-47.1% |
| Participant deferral / active EE | $9,600 | $4,859+97.6% | $3,829+150.7% | $5,352+79.4% |
| Admin fee / account holder | $1,032 | $8,144-87.3% | $6,053-82.9% | $9,541-89.2% |