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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,377 | $162,785-87.5% | $133,959-84.8% | $158,950-87.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 10.08% | 41.94%-31.9pp | 45.09%-35.0pp | 302.91%-292.8pp |
| Employer contribution / active EE | $2,530 | $4,975-49.1% | $3,919-35.4% | $4,762-46.9% |
| Participant deferral / active EE | $7,805 | $5,910+32.1% | $5,047+54.6% | $5,983+30.5% |
| Admin fee / account holder | $8,968 | $11,738-23.6% | $8,928+0.4% | $11,248-20.3% |