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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,617 | $153,769+144.3% | $133,975+180.4% | $273,972+37.1% |
| Participation rate | 20.0% | 88.4%-68.4pp | 87.1%-67.1pp | 83.0%-63.0pp |
| Annual return | 10.54% | 36.51%-26.0pp | 29.29%-18.7pp | 41.46%-30.9pp |
| Employer contribution / active EE | $800 | $6,029-86.7% | $5,211-84.6% | $4,869-83.6% |
| Participant deferral / active EE | $3,600 | $6,958-48.3% | $6,282-42.7% | $5,287-31.9% |
| Admin fee / account holder | $0 | $11,765-100.0% | $9,324-100.0% | $10,133-100.0% |