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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,589 | $53,128-68.8% | $86,582-80.8% | $70,126-76.3% |
| Participation rate | 38.5% | 65.3%-26.8pp | 73.5%-35.1pp | 69.5%-31.1pp |
| Annual return | 13.30% | 27.66%-14.4pp | 965.08%-951.8pp | 73.15%-59.8pp |
| Employer contribution / active EE | $1,321 | $2,068-36.1% | $2,839-53.5% | $2,343-43.6% |
| Participant deferral / active EE | $2,088 | $2,695-22.5% | $3,609-42.1% | $3,332-37.3% |
| Admin fee / account holder | $1,591 | $3,584-55.6% | $4,904-67.6% | $4,645-65.8% |