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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,807 | $160,040+13.0% | $147,096+22.9% | $145,877+23.9% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 16.75% | 98.49%-81.7pp | 419.75%-403.0pp | 551.28%-534.5pp |
| Employer contribution / active EE | $3,159 | $5,289-40.3% | $4,936-36.0% | $4,663-32.3% |
| Participant deferral / active EE | $10,480 | $8,429+24.3% | $8,071+29.8% | $6,691+56.6% |
| Admin fee / account holder | $21,098 | $15,050+40.2% | $13,005+62.2% | $13,402+57.4% |